top of page

Credit Card Debt Reduction: Seasonal or a Broader Economic Shift?
The reduction in credit card debt during Q2 2025 appears to be a mix of seasonal behavior and early signs of a broader economic shift....

Kenneth Cochrane
1 hour ago2 min read
Advisors' Trust Of Life Insurer's
The following are some thoughts regarding the financial advisor's trust of life insurers. Financial Ratings Advisors tend to trust...

Kenneth Cochrane
7 days ago1 min read
Muted Response to the Iran Bombing
The U.S. bombed Iran’s nuclear facilities. Initially stock market futures fell, oil futures rose, and the price of gold rose. But, by the...

Kenneth Cochrane
Jun 301 min read
Recession?
As of today, the United States is not officially in a recession, but several indicators suggest growing risks of one developing. Consider...

Kenneth Cochrane
Jun 22 min read
Record Annuity Sales
Annuity sales in the United States set record levels in 2024. This appears to be driven by relatively higher interest rates. 2025 should...

Kenneth Cochrane
May 221 min read
Financial Advisors' Evolving Perspectives on Annuities: 2020 vs. 2025
Advisors' annuity recommendations have evolved notably due to changes in market conditions, regulatory environments, and client needs....

Kenneth Cochrane
May 122 min read
Life Insurers and Tariffs
Watching the equity markets drop last week and so far this week, I spent some time thinking, researching, and pondering how tariffs will...

Kenneth Cochrane
Apr 71 min read
Succession...
In 2024, the average age of financial advisors nationwide was 56 according to Cerulli Associates. Further, 20% of advisors indicate they...

Kenneth Cochrane
Apr 12 min read
More Measles Numbers....
New measles numbers just came out yesterday (March 27th). Being in the business of strategy and research, I lean on facts supported by...

Kenneth Cochrane
Mar 281 min read
A nugget from some research...
Insurance fraud is a major issue, costing the industry over $80 billion annually. Common types include: False claims (e.g., staged...

Kenneth Cochrane
Mar 242 min read
The Numbers Behind Measles
Thinking about the measles outbreak in Texas and New Mexico ….Since late January, Texas reports 259 cases, 34 hospitalizations, and one...

Kenneth Cochrane
Mar 181 min read
Shrinking...Looking for Growth
As of March 3, 2025, the Federal Reserve Bank of Atlanta's GDPNow model estimates a contraction of 2.8% in real GDP growth for the first...

Kenneth Cochrane
Mar 102 min read
Show Me The Money!
At Pulse Logic, we work with large established companies in market research and strategy. We also have found ourselves working with small...

Kenneth Cochrane
Feb 242 min read
Fundamentals of a Good Pitch....
Creating a compelling first-round fundraising presentation is crucial for securing initial investment in your startup. An effective pitch...

Kenneth Cochrane
Feb 182 min read
The Value of Product Use Case Studies by and Independent Third Party
In today's competitive markets, effectively communicating the benefits and applications of a product is crucial for businesses aiming to...

Kenneth Cochrane
Feb 122 min read
Win/Loss
In today's competitive business environment, understanding the intricacies behind each successful and unsuccessful deal is vitally...

Kenneth Cochrane
Feb 72 min read
The Intersection of AI and DLT
This article was generated by Chat GPT and edited by Ken Cochrane The Revolutionary Intersection of Artificial Intelligence and...

Kenneth Cochrane
Jan 164 min read
The World Is A Changing....
The new Department of Labor (DOL) fiduciary rules, aimed at expanding the definition of fiduciary advice under the Employee Retirement...

Kenneth Cochrane
May 24, 20242 min read
Some thoughts while talking to advisors about financial planning software shortcomings...
How reliable is financial planning software? Many advisors report they are unable to enter enough information to make reliable...

Kenneth Cochrane
Apr 29, 20241 min read
Pulse Survey - Only 2 questions for financial advisors
Here's this week's Pulse Survey. It's only 2 questions and we would like to hear from you. Next week we'll send and post the results....

Kenneth Cochrane
Apr 12, 20241 min read
bottom of page